10 Reasons Our Plan
is Easier and Smarter

1. No commissions.
2. No surrender charges.
3. Transparent fees.
4. Low-cost mutual funds.
5. Highly rated mutual funds (as rated by Morningstar).
6. Multiple fund families to choose within your account.
7. No cost to move your money from one fund to another within your account.
8. SmartChoice = fiduciary to participants.
   Other Vendors = not a fiduciary.
9. SmartChoice advisors actually give advice versus giving product recommendations.
10. Confidential Planning is a registered Investment Advisor.